Financial Inclusion: Step it UP

Friday, 2 nOVEMBER


Location: Ampthill



Moderator: Carol Andrews, BNY Mellon

Conversation Starters:

Sarah Hewitt, Open Society Foundations

Karama Neal, Southern Bankcorp Community Partners

Chetna Sinha, Mann Deshi Bank

Session Description:

A quiet revolution, women want more, more time, more value, more peaceful and secure lives.  Could this be about financial inclusion, what can we do to enable women?  From participation to economic advancement?  What can we do and how do we know if it is working?


Powering Potential (BNY Mellon)


Carol Andrews

Carol Andrews

Sarah Hewitt

Sarah Hewitt

Karama Neal

Karama Neal

Chetna Sinha

Chetna Sinha

Carol Andrews is Managing Director and Global Head of Service Directors, Client Experience, Asset Servicing. Carol was appointed to this role in 2018 and is responsible for client service for Asset Servicing clients globally. Carol has previously held a number of...

...senior roles with the company, most recently as Global Head of Client Service for Alternative Investment Services. Carol joined The Bank of New York in 2006 with the acquisition associated with the Allied Irish Bank/Bank of New York joint venture. Carol is the Country Lead, founder and steering committee member of the 30% Club, an organization aimed at achieving better gender balance at all levels in leading Irish businesses. Carol serves as CEO of BNY Mellon Fund Services (Ireland) DAC and as a Director of BNY Mellon (Poland) SP Z.O.O. Carol is a graduate of the Women’s Leadership Forum, a Harvard Business School leadership development programme. Carol is a Certified Investment Fund Director (CIFD) and holds a Diploma in Cloud Strategy, along with a Diploma in Organisation Development & Transformation (Part 2) from UCC/ Irish Management Institute. Carol is currently completing the final stages of an MSC in Business with UCC/Irish Management Institute.

Sarah Hewitt joined the Economic Advancement Program at Open Society Foundations as a Program Officer in June 2018. Based in London, she is responsible for a portfolio focused on the Economic Empowerment of Women in Africa and the Middle East which deploys grant and investment capital. Sarah started her career in management... and transitioned to international development working in East and Southern Africa. Over the past decade, she has partnered with governments, civil society and the private sector to empower women and youth. Prior to this role, Sarah was the Head of Operations for Fundacion Capital in Tanzania where she led financial inclusion programs and was a consultant for the Poverty, Gender and Youth program at Population Council. Also as a Senior Program Associate for the Gender Program at the Ethiopia Agricultural Transformation Agency, she defined strategies to reduce the gender productivity gap among women farmers. Sarah holds an MBA from the Kellogg School of Management at Northwestern University and a BBA from the Goizueta Business School at Emory University.

Karama Neal serves as President of Southern Bancorp Community Partners, a not-for-profit community development loan fund promoting economic mobility in rural Arkansas and Mississippi through development lending, public policy advocacy, and asset building programs. Southern understands that...

...wealth building is not limited to the wealthy, and so provides the products, services, and support to help people reach their financial goals. She joined Southern in 2009 and maintains an active interest in heir property retention, the subject of her 2015 TEDx talk. Prior to joining Southern, Dr. Neal had a career in bioinformatics and bioethics. Dr. Neal serves on the board of the Mary Reynolds Babcock Foundation, the Arkansas Access to Justice Commission and the Little Rock Branch of the St. Louis Federal Reserve Bank. She completed her undergraduate degree in biology at Swarthmore College and later earned a doctorate in genetics from Emory University and a master's in bioethics and health policy from Loyola University Chicago. She also completed executive education in impact investing at the University of Oxford Said School of Business.

Chetna Sinha is an activist, farmer and banker and works for social change in some of the poorest areas of rural India. Born in Mumbai, Chetna gave up urban lifestyle to pursue a farming career in drought-prone area of Maharashtra in Western India. In 1996, she...

...founded the Mann Deshi Foundation with the aim of economically and socially empowering rural women such as fighting for the land and housing property rights and launching a community radio station for information sharing and creative self-expression. The following year, she set up the Mann Deshi Mahila Sahakari Bank – India’s first rural co-operative bank owned by women. Mann Deshi aims to launch one million rural women entrepreneurs through partnerships with social enterprises and mainline financial institutions in India. In view of Chetna’s great contribution to the holistic cause of female empowerment, India’s Ministry of Women and Child Development has nominated Chetna as a member of the Governing Board of Rashtriya Mahila Kosh. She was also named India Social Entrepreneur of the Year for her work with Mann Deshi and in 2014, was named a Schwab Foundation Entrepreneur of the Year. Chetna is also a member of Yale World Fellows and Ashoka Fellows respectively.